TERMS AND CONDITIONS

Goodwill, hereby grants you a limited, non-exclusive, non-assignable andnon-transferable license to access to the Website provided and expresslyconditioned upon your agreement that all such access and use shall be governedby all of the terms and conditions set forth in this User Agreement.

Unauthorized use of this Website and systems, including, but not limited to, unauthorizedentry into Goodwill systems, online accounts, Client Desks, Partners & Distributor Desks,misuse of passwords or misuse of any other information, is strictly prohibited. You maynot use this Website in any manner that could damage, disable, overburden, or impairthis Website or service or interfere with any other party’s use and enjoyment of thisWebsite or service. You may not attempt to gain unauthorized access to any of our siteor service and computer systems or networks connected to it, through hacking. You agreethat you will not engage in any activities related to this web site that are contrary tothe applicable laws or regulations in force. The users have the primary responsibility tokeep their login-ids and passwords secure and to not display such crucial, importantinformation to any third person. In case of any such leak of login-id & password, Goodwillcannot be responsible for the loss of such information, or for any act, omission, damages,claims, loss of personal information, etc arising from the use of such leakage of login-idsand passwords. Goodwill may, at its own discretion, use certain technology on its websites to collect information from visitors and may compile aggregate statistical informationabout how visitors use its web sites, including information relating to the frequency ofvisits, the average length of visits, which pages are viewed during a visit. No individuallyidentifiable information is collected for this purpose and Goodwill does not monitorindividual visitor behavior.

Goodwill reserves its right, in its sole discretion, without any obligation and without anynotice requirement, to change, improve or correct the information, materials anddescriptions on this web site and to suspend and/or deny access to this web site forscheduled or unscheduled maintenance, upgrades, improvements or corrections. Goodwill maydiscontinue or change any service described in or offered on this web site or in anymodules or parts thereof at any time if deems fit and proper. Goodwill (including itsand their directors, employees, affiliates, agents, representatives or subcontractors)shall not be liable for any loss or liability resulting, directly or indirectly, from delaysor interruptions due to electronic or mechanical equipment failures, telephone interconnectproblems, defects, weather, strikes, walkouts, fire, riots, armed conflicts, acts of war, orother like causes. Goodwill shall have no responsibility to provide you access to the Websitewhile interruption of the Website is due to any such cause shall continue.

With respect to the data from Capital Markets and the products made available on the Website by Goodwill including but not limited to Mutual funds, stocks, reports etc, YOU HEREBY AGREE THAT: • You have read and understood the contents of the Offer Document(s) and Addendum(s) thereto of the respective Mutual Fund / Financial Products Scheme(s) (“Scheme(s)”) and agree to abide by the terms, conditions, rules and regulations of the Scheme(s) applicable from time to time. • You have understood the details of the Scheme(s) and have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. • You confirm that the details provided by you are true and correct. • You hereby declare that the amount being invested by you in the Scheme(s) is derived through legitimate sources and is not held or designed for the purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any other applicable laws or any Notifications, Directions issued by any governmental, regulatory or statutory authority/ies from time to time

You agree that, Goodwill (Including its and their officers, directors, employees, affiliates, group companies agents, representatives or subcontractors) shall not be, in any event, be liable, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or other damages of any kind whatsoever arising out of the use or inability to use www.gwcindia.in for any purpose whatsoever even if Goodwill or any other such party has been advised of the possibility thereof. Goodwill and its affiliates, officers, directors, employees and agents shall have no liability in tort, contract, or otherwise to user and/or any third party. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user’s equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. Goodwill cannot and does not guarantee continuous, uninterrupted or secure access to this web site.

The links in this site will allow you to leave the Website. The linked sites are not under the control of the Website. The Website has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by www.gwcindia.in of the site

You shall indemnify, defend and hold harmless Goodwill (including its and their officers, directors, employees, affiliates, group companies, agents, representatives or subcontractors) from any and all claims and losses imposed on, incurred by or asserted as a result of or related to: (a) your access and use of www.gwcindia.in (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by Goodwill. If Goodwill takes action (by itself or through its associate companies) to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, Goodwill shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney’s fees and any costs of any litigation.

This User Agreement constitutes the entire agreement between the parties, and is inclusive of any other written agreement existing between you and Goodwill. By using the information on www.gwcindia.in, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. www.gwcindia.in does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, www.gwcindia.in or other of the purchase or sale of securities. The service is provided “as is,” without warranty of any kind, either express or implied, including without limitation, any warranty for information, data, services, uninterrupted access, provided through or in connection with the service. specifically, www.gwcindia.in disclaims any and all warranties, including, but not limited to: (i) any warranties concerning the availability, accuracy, usefulness, or content of information, products or services; and (ii) any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action. Neither www.gwcindia.in nor any of its employees, agents, successors, assigns, affiliates, group companies or content or service providers shall be liable to you or other third party for any direct, indirect, incidental, special or consequential damages arising out of use of service or inability to gain access to or use the service or out of any breach of any warranty. Because some countries do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such countries, the respective liability of (www.gwcindia.in), its employees, agents, successors, assigns, affiliates, group companies and content or service providers respective liability is limited to the amount provided under said law. Further, you agree and understand that all services provided are non-refundable and that you should carefully consider whether our services are able to meet your needs. Transactions between user of this site and Goodwill shall be governed by and construed in accordance with the Regulations and laws of India, without regard to the laws regarding conflicts of law. Any litigation regarding this agreement or any transaction between customer and Goodwill or any action at law or in equity arising out of or relating to these agreement or transaction shall be filed only in the Competent Courts of Mumbai and the customer hereby acknowledges, agrees, consents and submits to the jurisdiction of such courts for the purpose of litigating any such action.

The terms of this agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Chennai, Tamilnadu, India in all disputes arising out of or relating to the use of this website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph