By visiting our site www.gwcindia.in (“Website”) you (“you” refers to the user or
viewer of the Website) are agreeing to be bound by the following terms and conditions
and the Privacy Policy on the Website. We may change these terms and conditions
at any time. By using this Website or any utility in this web site directly or indirectly
you abide by all terms and conditions mentioned herein and that you accept any new
or modified terms and conditions that we come up with. If you do not agree to any
of the terms mentioned herein, you should exit the site immediately.

REGISTRATION/ENROLMENT
AND TERMINATION
By registering for this facility you understand that Goodwill
and its group companies, directors, employees and associates (hereinafter singly
and jointly referred to as “Goodwill”) reserves the right, in its sole
discretion, to deny you access to this Website or any portion thereof without notice
for the following reasons (a) any unauthorized access or use by you (b) if you assign
or transfer (or attempt the same) any rights granted to you under this User Agreement
or any other agreement that you may have entered with Goodwill; (c)
if you violate any of the other terms and conditions of this User Agreement. Termination
or cancellation of this Agreement shall not affect any right or relief to which
Goodwill may be entitled, at law or in equity. Upon termination of this
User Agreement, all rights granted to you will terminate and revert to Goodwill

LICENSE
Goodwill, hereby grants you a limited, non-exclusive,
non-assignable and non-transferable license to access to the Website provided and
expressly conditioned upon your agreement that all such access and use shall be
governed by all of the terms and conditions set forth in this User Agreement.

SECURITY
Unauthorized use of this Website and systems, including, but not
limited to, unauthorized entry into Goodwill systems, online accounts,
Client Desks, Partners & Distributor Desks, misuse of passwords or misuse of any
other information, is strictly prohibited. You may not use this Website in any manner
that could damage, disable, overburden, or impair this Website or service or interfere
with any other party’s use and enjoyment of this Website or service. You may not
attempt to gain unauthorized access to any of our site or service and computer systems
or networks connected to it, through hacking. You agree that you will not engage
in any activities related to this web site that are contrary to the applicable laws
or regulations in force. The users have the primary responsibility to keep their
login-ids and passwords secure and to not display such crucial, important information
to any third person. In case of any such leak of login-id & password, Goodwill
cannot be responsible for the loss of such information, or for any act, omission,
damages, claims, loss of personal information, etc arising from the use of such
leakage of login-ids and passwords. Goodwill may, at its own discretion,
use certain technology on its web sites to collect information from visitors and
may compile aggregate statistical information about how visitors use its web sites,
including information relating to the frequency of visits, the average length of
visits, which pages are viewed during a visit. No individually identifiable information
is collected for this purpose and Goodwill does not monitor individual
visitor behavior.

SERVICE DELAYS
Goodwill reserves its right, in its sole discretion,
without any obligation and without any notice requirement, to change, improve or
correct the information, materials and descriptions on this web site and to suspend
and/or deny access to this web site for scheduled or unscheduled maintenance, upgrades,
improvements or corrections. Goodwill may discontinue or change any
service described in or offered on this web site or in any modules or parts thereof
at any time if deems fit and proper. Goodwill (including its and their
directors, employees, affiliates, agents, representatives or subcontractors) shall
not be liable for any loss or liability resulting, directly or indirectly, from
delays or interruptions due to electronic or mechanical equipment failures, telephone
interconnect problems, defects, weather, strikes, walkouts, fire, riots, armed conflicts,
acts of war, or other like causes. Goodwill shall have no responsibility
to provide you access to the Website while interruption of the Website is due to
any such cause shall continue.

PRODUCTS OFFERED
ON THE WEBSITE
With respect to the data from Capital Markets and the products
made available on the Website by Goodwill including but not limited
to Mutual funds, stocks, reports etc, YOU HEREBY AGREE THAT:
• You have read and understood the contents of the Offer Document(s) and Addendum(s)
thereto of the respective Mutual Fund / Financial Products Scheme(s) (“Scheme(s)”)
and agree to abide by the terms, conditions, rules and regulations of the Scheme(s)
applicable from time to time.
• You have understood the details of the Scheme(s) and have not received nor been
induced by any rebate or gifts, directly or indirectly, in making this investment.
• You confirm that the details provided by you are true and correct.
• You hereby declare that the amount being invested by you in the Scheme(s) is derived
through legitimate sources and is not held or designed for the purpose of contravention
of any Act, Rules, Regulations or any statute or legislation or any other applicable
laws or any Notifications, Directions issued by any governmental, regulatory or
statutory authority/ies from time to time

LIABILITY
You agree that, Goodwill (Including its and their officers,
directors, employees, affiliates, group companies agents, representatives or subcontractors)
shall not be, in any event, be liable, whether in contract or tort, for any direct,
special, indirect, consequential or incidental damages or other damages of any kind
whatsoever arising out of the use or inability to use www.gwcindia.in for any purpose
whatsoever even if Goodwill or any other such party has been advised
of the possibility thereof. Goodwill and its affiliates, officers, directors,
employees and agents shall have no liability in tort, contract, or otherwise to
user and/or any third party. This limitation on liability includes, but is not limited
to, the transmission of any viruses which may infect a user’s equipment, failure
of mechanical or electronic equipment or communication lines, telephone or other
interconnect problems (e.g., you cannot access your internet service provider),
unauthorized access, theft, operator errors, strikes or other labor problems or
any force majeure. Goodwill cannot and does not guarantee continuous,
uninterrupted or secure access to this web site.

LINK TO THIRD PARTY
SITES
The links in this site will allow you to leave the Website. The
linked sites are not under the control of the Website. The Website has not reviewed,
nor approved these sites and is not responsible for the contents or omissions of
any linked site or any links contained in a linked site. The inclusion of any linked
site does not imply endorsement by www.gwcindia.in of the site

INDEMNIFICATION
You shall indemnify, defend and hold harmless Goodwill
(including its and their officers, directors, employees, affiliates, group companies,
agents, representatives or subcontractors) from any and all claims and losses imposed
on, incurred by or asserted as a result of or related to: (a) your access and use
of www.gwcindia.in (b) any non-compliance by user with the terms and conditions
hereof; or (c) any third party actions related to users receipt and use of the information,
whether authorized or unauthorized. Any clause declared invalid shall be deemed
severable and not affect the validity or enforceability of the remainder. These
terms may only be amended in a writing signed by Goodwill. If Goodwill
takes action (by itself or through its associate companies) to enforce
any of the provisions of this User Agreement, including collection of any amounts
due hereunder, Goodwill shall be entitled to recover from you (and you
agree to pay), in addition to all sums to which it is entitled or any other relief,
at law or in equity, reasonable and necessary attorney’s fees and any costs of any
litigation.

ENTIRE AGREEMENT
This User Agreement constitutes the entire agreement between the
parties, and is inclusive of any other written agreement existing between you and
Goodwill. By using the information on www.gwcindia.in, you assume full
responsibility for any and all gains and losses, financial, emotional or otherwise,
experienced, suffered or incurred by you. www.gwcindia.in does not guarantee the
accuracy, completeness or timeliness of, or otherwise endorse in any way, the views,
opinions or recommendations expressed in the Information, does not give investment
advice, and does not advocate the purchase or sale of any security or investment
by you or any other individual. The Information is not intended to provide tax,
legal or investment advice, which you should obtain from your professional advisor
prior to making any investment of the type discussed in the Information. The Information
does not constitute a solicitation by the information providers, www.gwcindia.in
or other of the purchase or sale of securities. The service is provided “as is,”
without warranty of any kind, either express or implied, including without limitation,
any warranty for information, data, services, uninterrupted access, provided through
or in connection with the service. specifically, www.gwcindia.in disclaims any and
all warranties, including, but not limited to: (i) any warranties concerning the
availability, accuracy, usefulness, or content of information, products or services;
and (ii) any warranties of title, warranty of non-infringement, warranties of merchantability
or fitness for a particular purpose. This disclaimer of liability applies to any
damages or injury caused by any failure of performance, error, omission, interruption,
deletion, defect, delay in operation or transmission, computer virus, communication
line failure, theft or destruction or unauthorized access to, alteration of, or
use of record, whether for breach of contract, tort, negligence, or under any other
cause of action. Neither www.gwcindia.in nor any of its employees, agents, successors,
assigns, affiliates, group companies or content or service providers shall be liable
to you or other third party for any direct, indirect, incidental, special or consequential
damages arising out of use of service or inability to gain access to or use the
service or out of any breach of any warranty. Because some countries do not allow
the exclusion or limitation of liability for consequential or incidental damages,
the above limitation may not apply to you. In such countries, the respective liability
of (www.gwcindia.in), its employees, agents, successors, assigns, affiliates, group
companies and content or service providers respective liability is limited to the
amount provided under said law. Further, you agree and understand that all services
provided are non-refundable and that you should carefully consider whether our services
are able to meet your needs. Transactions between user of this site and Goodwill
shall be governed by and construed in accordance with the Regulations
and laws of India, without regard to the laws regarding conflicts of law. Any litigation
regarding this agreement or any transaction between customer and Goodwill
or any action at law or in equity arising out of or relating to these agreement
or transaction shall be filed only in the Competent Courts of Mumbai and the customer
hereby acknowledges, agrees, consents and submits to the jurisdiction of such courts
for the purpose of litigating any such action.

JURISDICTION
The terms of this agreement are exclusively based on and subject
to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts
in Chennai, Tamilnadu, India in all disputes arising out of or relating to the
use of this website. Use of this website is unauthorized in any jurisdiction that
does not give effect to all provisions of these terms and conditions, including
without limitation this paragraph